PennydoTerms of use
Last updated: 7 October 2026
By using Pennydo you agree to these terms. The app is provided by the Pennydo team (“we”).
1. The service
Pennydo helps you organise your tasks, appointments, budget and expenses. It is an organising tool, not financial, accounting or legal advice. You are responsible for your decisions and for what you enter, such as amounts, taxes and due dates.
2. Your account
An account is optional. If you create one, you are responsible for keeping your password secret and for what happens in your account. You must be at least 13 years old.
3. Plans and subscriptions
- Free: everyday use is free without a plan. The plans (Personal, Business, Personal + Business) add features described in the app and on our website.
- Free trial: every plan starts with a 7-day free trial. If you don't cancel at least a day before it ends, the paid subscription starts automatically.
- Renewal: subscriptions renew automatically each month or year until you cancel in your App Store or Google Play account settings.
- Payment and refunds: the store takes the payment, and refunds follow the store's policy.
- Price changes: we may change prices; the store tells you before a change applies to your subscription.
- Shared spaces: people who join a space are covered by its owner's plan. If the owner's plan ends, the space's paid features stop; the data stays on the phones.
4. Your data
What you enter is yours. We handle it as described in the privacy policy. When you share a space, you are responsible for whom you invite and what they may do.
5. Acceptable use
Don't use the app for anything unlawful, try to reach other people's data, disrupt or abuse the service, or issue misleading invoices. We may suspend accounts that do.
6. Availability
We aim to keep the service running, but cloud features (sync, sharing, scanner reading) may sometimes stop for maintenance or for reasons outside our control. What is on your phone stays available either way. We recommend turning on backup.
7. Limits of liability
The app is provided “as is”. To the extent the law allows, we are not liable for indirect losses, or for lost profits or data, arising from using or being unable to use the app. In any case our liability is limited to what you paid us in the previous 12 months.
8. Ending
You can stop using the app and delete your account at any time from within the app. Subscriptions are cancelled in the store.
9. Changes
We may update these terms and will change the date at the top. Continuing to use the app after an update means you accept it.